“A Home
of Your Own”™
Turning
First-Time Buyers Into Homeowners!
Buying
your first home can seem overwhelming. Our “A Home of Your Own”™ program makes home ownership easy!
Our
affiliate FHA Mortgage Specialists are trained to work with
first-time home buyers: people just like you. Using the step-by-step
“A Home of Your Own”™ program, they can turn you into a
homeowner.
When
you enroll in “A Home of Your Own,”™ our specialists become
your partner – guiding you through an easy process that starts with
completing our online application and ends with you walking through
the doors of your new home!
How
“A Home of Your Own”™ works.
Request
more information. Simply complete our online form and an
affiliate FHA Mortgage Specialist will contact you.
Talk
with our specialist about your housing needs. We’ll
analyze how much you can comfortably afford to spend on your home –
taking into account your monthly mortgage payment, property taxes,
and homeowner’s insurance. With your OK, we’ll ask about your
monthly income and expenses and whether you have credit card
balances or personal loans.
Obtain
a pre-approval. Our specialists will enter into our
computer system all of the mortgage application data needed, except
the address of your new home. The system will review your
application according to FHA guidelines and return a result. Either
you will be pre-approved immediately or your application will
require further review by the credit department. If further review
is needed, our specialist will contact you with daily updates or to
ask additional questions, until we have a final answer.
Work
with an affiliate real estate agent. Our FHA Mortgage
Specialist will put you in touch with an affiliated agent in your
area (unless you already have an agent you’d like to use). We’ll
provide the agent with a copy of your pre-approval certificate.
Then your agent will be ready to show you homes in your price range
and in your desired neighborhoods.
Complete
the closing process. Once you make an offer on a home and
it’s accepted, our FHA Mortgage Specialist will walk
you through the remainder of the process to the closing. Then
you’ll be a homeowner – ready to move into your new home!
With
“A Home of Your Own”™, it's that simple.
Apply
Now!
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